Wednesday, August 21, 2019
The Social Security Ordeal
We went down to the Social Security Office, yesterday morning. I waited 45 minutes the day before, to have them tell me that if I make an appointment it would be sometime in the middle of Sept. So we decided to just, be there when they open the doors and wait our turn, without an appointment. Most people in the LONG line that went out the door, were also there without an appointment. We bit the dust and stayed.
The employee behind the window started looking up his account - he mentioned something about "Patricia." That is his ex-wife) Immediately my husband started to get hot under the collar, thinking that, Patty was getting half of his social security. I had to calm him down. The employee was able to explain, there was no difference in what we get. Since they were married 17 years, she recently applied for the spousal benefit. He still doesn't like it - (no sweat off our back)
As a spouse, you can claim a Social Security benefit based on your own earnings record, or you can collect a spousal benefit that will provide you 50 percent of the amount of your spouse's Social Security benefit as calculated at their full retirement age (FRA).
Then he was told because we had CALPERS, we would only receive half of his social security.
Social Security & Your CalPERS Pension. If you're eligible to receive a pension from an employer(s) who didn't withhold Social Security taxes from your earnings, the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) may reduce your Social Security benefit.
WAIT A MINUTE...WHAT????
I thought my husband was going to drop dead on the spot. He raised his voice - people were looking.
Then I had to explain that he was NOT getting his full pension. They went back, rechecked, and the supervisor came over and then told us, the GOOD NEWS - that it would not apply to him.
We actually walked out of there, cracking up about the whole thing. I think we were embarrassed, relieved and just wanted to forget the whole ordeal.
So tomorrow we go into his HR to calculate the lump sum payment we will receive from the State.
I believe his retirement date is back to Friday, Dec. 6, 2019. Taking it in Dec rather than January has something to do with his COLA. The lump sum of money, we'll receive in 2020 and claim on 2020's taxes.
I’m so impressed with the results of my knee surgery. I can do things I wasn't able to do for a couple of years and I am having a b...
It rained a little in the middle of the night. Temps have dropped into the '70s and I am loving it. Might get out in the yard toda...
I should be outside - enjoying these cool temps. It is 71. I plan to paint an old wooden harvest table that is on my front patio, then ...
This time of the year we get dry lightning. The land is parched due to our relentless 100+ dry climate. Wednesday night, there were 19,0...
It is crazy and doesn't make sense. That straw is against the law, here in California, yet they give away hypodermic needles at the ...
We had 2 huge grape harvests (for us) this year. This is the last of it. Yummy, red seedless grapes. We figure after the husband retires...
It is said, the Baby Boom started exactly 9 months after, the war ended. If ever there was a time, I was happy to have not been bor...